> Consumer Financial Protection Bureau (CFPB)
> Federal Deposit Insurance Corporation (FDIC)
> Federal Financial Intuitions Examination Council (FFIEC)
> Federal Trade Commission
> Financial Crimes Enforcement Network (FinCEN)
> Minnesota Department of Commerce
> Office of the Comptroller of the Currency (OCC)
> Office of the Minnesota Attorney General
> U.S. Department of Commerce
> Federal Reserve Board (FRB)
Gray Plant Mooty provides effective and strategic legal counsel in matters involving consumer financial services, including consumer protection laws and commercial laws with consumer protection provisions. The Consumer Finance and Regulation team at Gray Plant Mooty is knowledgeable about consumer finance products and services, industry practices, and applicable laws and regulations, which enables the team to counsel clients in an efficient and effective manner.
Our Consumer Finance and Regulation team is able to provide extensive federal and multi-state research and analyses on various issues our clients encounter, including state licensing requirements, federal preemption matters, consumer disclosure requirements, interest rate regulation and exportation, credit reporting requirements, collection practices, and loan servicing requirements.
Our team understands the relevant consumer protection laws and regulations, both federal and state, as well as regulatory guidance, including:
Gray Plant Mooty is recognized as one of the leading corporate law firms in Minnesota and one of the top franchise firms in the world. Our roots go back to 1866. Today, we are a 180-plus attorney, full-service firm with offices in Minneapolis and St. Cloud, Minnesota; Washington, D.C.; and Fargo, North Dakota.